How Loan Officers Can Get AI & Google to Recommend Their Mortgage Business

Are you a loan officer trying to grow your pipeline, build a referral-based business, or hit 9-figure volume? In this exclusive interview, Lauren Maxwell, one of America’s top mortgage professionals, shares her journey from a rookie with zero experience to a $200M+ per year producer.
This article is based on the Loan Officer Marketing Podcast, hosted by Chris Johnstone, where Lauren (Ranked #54 on the Scotsman Guide) reveals how she built her business from the ground up—without a degree, without leads handed to her, and without shortcuts.
Artificial intelligence adoption has exploded. Over 61% of American adults have used AI in the past six months, and nearly 1 in 5 rely on it daily. That’s billions of AI-powered searches happening every single day — searches that directly impact how homebuyers and homeowners choose their mortgage provider.
Even more striking:
60% of Google users never click through to a website anymore. Instead, they trust the AI-generated answer right at the top of the search results.
Mortgage clients are already closing million-dollar deals directly from AI recommendations — with close rates between 17% and 22%, nearly identical to referrals from past clients or realtors.
That means if you can get recommended by AI, it’s like receiving a trusted referral — only at internet scale.
Think about how powerful this is:
A borrower asks Google AI or ChatGPT, “Who’s the best mortgage broker for self-employed buyers in Tampa?”
Instead of scrolling through websites, they see a curated answer from AI recommending a specific loan officer.
That consumer is already highly motivated, and when they contact you, the conversion rate rivals that of a personal referral.
This is what I call the third pillar of mortgage business growth:
Past client database
Realtor referral network
AI + Google recommendations
The first two are still essential, but the third is an entirely new channel — and right now, the field is wide open for early adopters.
AI tools don’t just guess who the best loan officer is — they learn based on the information they’re fed. You can train AI by:
Using prompts to feed it accurate, detailed mortgage content.
Correcting and improving AI-generated market updates.
Consistently engaging in conversations where you add value.
Every time you do this, you’re building your authority with AI systems.
When you create high-quality blogs, posts, and updates, share them through AI tools like ChatGPT. Use the “share” or “create link” feature so your conversations and insights get indexed by Google and other AI engines.
This way, both humans and AI systems can see you as the expert in refinances, VA loans, reverse mortgages, or any niche loan product.
AI looks at authority signals — the same way Google does. That means you need mentions and citations on trusted sites. Examples include:
Business directories (Better Business Bureau, Yelp, CretiuM, etc.)
Mortgage review websites
Local community conversations on platforms like Reddit
Pro tip: Ask younger clients who use Reddit to leave a recommendation in local mortgage threads. AI picks up on these signals, even without a direct hyperlink.
We’re entering a new refinance cycle, and consumers are already turning to AI for research on whether refinancing makes sense. If your mortgage business is positioned as the go-to expert in your market, you’ll be in line for a steady flow of inbound, AI-powered consumer direct leads.
This isn’t a future trend — it’s happening right now. Mortgage professionals who invest in AI SEO today will enjoy years of competitive advantage.
If you want Google, ChatGPT, and other AI platforms to recommend you, you need to:
Educate AI with your expertise
Index your authority content
Build credibility with high-value links and mentions
Do this consistently, and you’ll unlock a brand-new stream of inbound leads that convert just like personal referrals.
Ready to start? Visit LoanOfficerBrand.com to get free AI prompts and book a call with our team. We’ll analyze your market, show you what it takes to rank, and help you build an AI-powered mortgage brand that dominates your local area.
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