How to Close More Non-QM Loans in Less Time with This Free AI Tool for Loan Officers with Jason Nichols
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The non-QM (non-qualified mortgage) market continues to grow as more borrowers fall outside traditional lending guidelines. Self-employed borrowers, real estate investors, and gig economy earners often don’t fit the “A paper” mold. For loan officers, that means opportunity—if you have the right tools to move fast and close deals confidently.
In this post, we’ll show you how MortgageQ.ai, a free A.I.-powered non-QM pricing engine, is giving loan officers a competitive edge by instantly matching borrowers with eligible lenders. You’ll also learn how the Loan Officer A.I. CRM now integrates with MortgageQ to streamline the entire process from lead to closing.
🎯 The Problem: Traditional Non-QM Lending Is Time-Consuming and Confusing
Non-QM lending requires mortgage professionals to act like detectives. There’s no DU to run. No standard guidelines. You often need to search through 20+ lender matrices, all with different terms and formats.
“As originators, we’re expected to memorize 10–20 different TPO guidelines. That’s just not scalable,” says Jason Nichols, co-founder of MortgageQ.ai.
This complexity slows down response time, lowers conversion rates, and frustrates clients who expect real-time answers.
🔑 The Solution: Use MortgageQ.ai to Find Eligible Non-QM Lenders Instantly
MortgageQ is an artificial intelligence-powered tool that lets you input borrower scenarios—through either a traditional interface or a natural language A.I. assistant—and get real-time results from over 30 TPO lenders.
✅ Example use case:
You’re on a call with a self-employed borrower.
You input the scenario into MortgageQ as you’re speaking.
Within seconds, you get a list of lenders that will take the deal, including eligibility charts, LTV breakdowns, and loan type guidance.
And the best part? It’s free for individual loan officers.
You can sign up here in under 60 seconds.
🔄 How It Integrates with the Loan Officer A.I. CRM
If you’re using the Loan Officer A.I. CRM, MortgageQ is now fully integrated. You’ll see a tab in your CRM dashboard that opens MortgageQ’s scenario engine without ever leaving your CRM workflow.
This means you can:
Instantly qualify leads without switching tools
Run non-QM scenarios in real time
Generate better conversations with both borrowers and real estate agents
Stay organized and automated with CRM + A.I. all in one system
Want to learn more? Book a free demo of the Loan Officer CRM here.
📈 Creative Ways to Use This Tool to Grow Your Mortgage Business
Jason Nichols shared some powerful strategies in the latest podcast episode:
🏡 1. Use it at Open Houses
Imagine standing with a real estate agent at an open house. They introduce you to a self-employed buyer with a tricky scenario. You open MortgageQ on your phone, input the data, and instantly confirm eligible lenders. Boom—instant credibility.
🧑💼 2. Host a Real Estate Office “Turned-Down Deals” Workshop
Offer a live demo where agents bring their tough deals. Use MortgageQ live to see if you can revive those loans. This builds authority and generates immediate leads.
💬 3. Real-Time Lead Conversion
Whether it’s a lead from Google, Facebook, or ChatGPT, MortgageQ lets you deliver instant, confident responses—making you the obvious choice.
🌐 TPO Lenders: Why You Should Join the Platform
MortgageQ isn’t just for originators. TPO lenders also benefit from:
Brand exposure every time your programs show up in a search
Real-time visibility into loan scenarios that originators are working
Tools that help your AEs follow up with context and purpose
If you’re a TPO exec, get in touch with MortgageQ.ai here to learn how to get onboarded.
🎯 Final Thoughts: A.I. Won’t Replace You, But It Will Empower You
As Chris Johnstone said in the episode:
“Loan officers who don’t use A.I. will simply be outperformed by those who do.”
The future of mortgage lending is here—and it’s powered by real-time decision-making and automation.
Whether you’re looking to:
Convert more non-QM leads
Respond faster to complex loan scenarios
Build credibility with agents and clients
… MortgageQ and the Loan Officer A.I. CRM are your tools to thrive.
✅ Get Started Today (It’s Free)
👉 Visit MortgageQ.ai to create your free account
👉 Or schedule a free demo of the Loan Officer A.I. CRM to see the full integration in action
P.S. Want more cutting-edge A.I. tools like this? Join our free A.I. Inner Circle Training for Loan Officers, every Friday at noon. Learn more and register here.
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